Leveling the Field between Injured Iowans and Insurance Companies.

Des Moines Work Injury Attorney Reveals What To Know Before Settling Your Claim

You’ve been injured on the job in Iowa, and your employer’s insurance company is pressuring you to settle. Many insurance companies ask you to settle on a “closed file” basis. Before you agree to their terms, you need to know what happens in a closed file settlement.
When you settle on a closed file basis, the insurance company is not obligated to pay future medical expenses related to your workplace injury. On the other hand, if you settle on an “open file” basis, then the insurance company does have to pay for future medical treatments that you need because of your previous workplace injury.
One of the primary mistakes that injured people make is to assume that their employer’s insurance company cares about them and wants to treat them fairly. Unfortunately, insurance companies are in business to make money, and their desire to keep costs down can result in injured workers getting cheated out of the medical care that they deserve.
If your employer’s insurance company is pressuring you to settle, and you aren’t sure what your decision should be, the law firm of Walker, Billingsley and Bair has a free book for you entitled Iowa Workers’ Compensation: An Insider’s Guide to Workplace Injuries. Order your copy to learn more about your rights.  Our law firm has represented clients from Dubuque, Davenport and many other Iowa cities. If you want to speak to an attorney immediately, contact Corey at 515-440-2852.