Leveling the Field between Injured Iowans and Insurance Companies.

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Do I have to go to the medical exam ordered by my insurance company if I am trying to claim damages after my Iowa car accident?

A: If you have been injured in an Iowa car accident, and you were ordered by your insurer to get a professional medical exam, then mostly likely, YES, you must go to the exam.

This is because your insurer has the contractual right to have you examined by a medical professional, provided this is included somewhere in your policy, which it likely is. Sometimes, an insurer will use this Medical Exam to terminate your insurance benefits. They will likely call it an IME (Independent Medical Examination), but you should know that seldom is it truly independent. Insurance companies have a stable of doctors they use for IME's.

If you attend an medical examination after an Iowa car accident, the physician that you will be hired by the insurance company. If you are asked to attend an medical examination, then before you attend you should get the advice of an Iowa car accident lawyer. An Iowa car accident lawyer may be able to provide you with guidance to help you determine whether you have to attend the examination, help to make sure you receive fair treatment before, during and after an IME.

If you attend a medical examination after an Iowa car accident, be truthful with the examiner, and give them an accurate description of your health before the crash. If you misrepresent your health conditions during an exam, that information may be used to deny your Iowa car accident claim.

Finally, if you attend a medical examination, be aware that the physician will be looking for indications of your condition. The way you behave and any movements you make may be noted by the physician. If after an IME the physician determines that you are not eligible for compensation, you should immediately contact your Iowa car accident lawyer for guidance in proceeding with your claim.

Contacting an Iowa Car Accident Lawyer

The Iowa car accident lawyer team at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies. That's why we provide this FREE book; The Legal Insider's Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case. To learn more about what our legal team will do to help you protect your Iowa injury claim, contact Walker, Billingsley & Bair to schedule a no- cost consultation - 888-792-3595

To learn more about Iowa work injuries including the "7 Mistakes To Avoid If You Are Hurt At Work" order your copy of our FREE Book entitled "Iowa Workers' Compensation- An Insider's Guide to Work Injuries". Why offer a Free Book? Since 1997, as a workers' compensation attorney I have represented hundreds of Iowans hurt at work from Des Moines, Newton, Pella, Grinnell, Iowa City, Cedar Rapids, Knoxville, Oskaloosa, Ottumwa and from throughout the state of Iowa. I have seen too many clients make mistakes before they had the "right" information resulting in them losing thousands of dollars. Finally, you can learn about work injuries in the comfort of your own home with no risk or obligation. However, quantities are limited so to learn how to avoid costly mistakes and your rights click on the work injury book image on this webpage, go to http://www.IowaWorkInjury.com or Call Now (800)-707-2552, ext. 811 (24 Hour Recorded Message).

Aaron of Clinton says "very trust worthy, knowledgeable and made me very comfortable with this case as I never had a Worker Comp case before. He always returned my calls and e-mails in a timely manner and answered every question I had as I had a lot of them. His books were very useful to me in this case as well."
Truck Driver working for an Iowa trucking company hired Corey to handle his complicated case
Injured worker from Des Moines hurt his back after falling and says Corey did a good job and responded to his many phone calls.
Mr. Bair was very helpful in my case and he was very respectful.

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