24 Arguments The Insurance Company May Use Against You In Your Iowa Motorcycle Accident Case
If you or a loved one has been in a motorcycle accident there are certain tactics that the insurance company may use against you in the case. In order to help protect your legal rights, you should know the following strategies that the insurance company may try to use:
1. You didn't notice the other driver until impact or immediately before impact and therefore, you are partially at fault (in Iowa, the amount of compensation you receive for your damages can be reduced by comparative fault).
2. You exaggerated the wrongdoer's speed to the police officer and thus you are not credible.
3. You were exceeding the speed limit and could have avoided the accident if you had been going slower.
4. You were not in the intersection first.
5. You were not wearing a helmet and therefore, you caused your own injuries.
6. No independent witnesses were found to substantiate your version of the accident.
7. According to their "book," this impact could not have caused the injury you are complaining of.
8. The medical records the insurance company obtained after you signed a medical release show that you had pre-existing injuries.
9. The accident was so minimal the police were not summoned to come.
10. You refused a trip to the hospital after the accident.
11. You did not seek medical care within 24 hours of the accident.
12. No other person involved in the accident had injuries.
13. You waited too long to see a doctor after you were treated in the emergency room.
14. The emergency room nurses and doctors did not record any complaints of pain in the area you are now complaining about.
15. You have no objective or visible signs of injury.
16. You should have been better within 4 to 6 weeks of the accident.
17. You saw the wrong type of doctor.
18. You have gaps in your treatment when you did not see a doctor or physical therapist for a period of one month or more so you must have been feeling better.
19. You missed . . . .
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