Not everyone carries enough insurance, you need to make sure your policy limits will take care of you and your family in the event of an accident.

Iowa Injury Books Offered at No Cost Reveal Mistakes to Avoid

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The number of motorcycle accidents has increased over the years, you need to protect you and your family by having enough insurance

Riding motorcycles is a popular hobby across the United States; there are many events each year involving motorcycle riders. However, the fatality rate for motorcycle riders has nearly doubled from 22.73 to 39.89 per million miles traveled between the years 1997 to 2004. According to the National Highway Traffic Safety Administration, motorcyclists are roughly 35 times more likely to be killed in accidents than automobile drivers, especially during the first year of owning a bike because they generally don’t have experience.

There has been over a 30% increase in motorcycle sales since 2001, all those sales equals more motorcycle related accidents. What are even more alarming are the accidents, with the increase in sales, motorcycle related deaths has jumped up by 50%! That's huge... that's over 4,700 deaths in the US.

Statistically, if you ride a motorcycle then you have about a 50% chance of being in a motorcycle accident during your lifetime. Each year almost 100 Iowans are killed and hundreds are seriously injured in motorcycle accidents. Unfortunately, many of these accidents are caused by drivers with little or no insurance. What many Iowans do not know is that Iowa law only requires $20,000 in insurance coverage for bodily injuries. Given the rising costs of medical care, that barely covers a trip to the hospital and follow-up medical care. Facts tell us that about 12% of Iowans have no car insurance and we estimate that another 60% of Iowans do not have enough. What happens if you are involved in a motorcycle accident caused by one of these drivers, sustains serious injuries, has a pile of medical bills and cannot return to work?

What can be done to protect you and your family from these irresponsible and uninsured drivers? What many Iowans don’t know is that uninsured and underinsured motorist insurance coverage is the only motorcycle insurance that protects you and your family for injuries caused by a motorcycle accident. Our survey of the leading motorcycle insurance companies shows that for most Iowa drivers the difference between providing $20,000 and $500,000 in coverage is less than a dollar per day. How much coverage do you have to protect you and your family?

A new FREE special report entitled “How to Buy Motorcycle Insurance to Protect You and Your Family” is an Insider’s look into motorcycle insurance which exposes “5 Insider Secrets” to buying the “right” motorcycle insurance. To request your copy at no cost go to http://www.IowaInjuryBook.com or call 1-800-707-2552 and enter ext. 819. You can call anytime, 24 hours a day, 7 days a week.


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