Iowa Law has recognized the rights of motorcycle riders for almost 100 years and as an Iowa motorcycle rider you have the following rights:
1. The Right to Not Wear a Helmut: Iowa is one of only a handful of states that does not require riders to wear helmets. While there is evidence that helmets can help reduce brain injuries, there are also other studies that have found that wearing a helmet increases your chances of sustaining a serious neck injury.
2. The Right to Use the Roadway: A motorcycle is just like any other motorized vehicle on the roadway and other drivers have to respect your space on the road.
3. If You are Injured in an Accident You Have the Right to Choose Your Own Doctor: A doctor who has a good reputation with insurance companies and with our courts lends credibility to your claim. Conversely, a doctor with a bad reputation can literally destroy your claim. Your family doctor may, or may not be, "The Best" choice. Unless the doctor has experience with accident cases, he/she could inadvertently do something that could hurt your case. Effective personal injury attorneys know which doctors to use and which ones to stay away from.
4. If Injured in an Accident You Do Not Have to Give a Recorded Statement:Often the insurance company for the driver responsible for your injuries will ask that you give a recorded statement. What will you gain by giving a recorded statement? Usually, the answer is that you have nothing to gain and everything to lose. For example, if you sustained a neck injury and the insurance adjustor asks if you have ever had neck pain before the accident and you say "no", but you previously told a doctor that your neck hurt, then your case may be damaged. Keep in mind that the insurance company and their attorneys will eventually obtain all of your medical records and they will try use anything and everything against you. I recommend that you do not give a recorded statement as you will often have nothing to gain by doing so.
5. The Right to Have Your Medical Bills Paid by Your Health Insurance Company: Sometimes your medical providers will tell you that they cannot bill your health insurance company because there has been an accident. Unfortunately, failing to submit your medical bills to your health insurance company may result in you being turned over to a collection agency, not having your medical bills paid and/or you receiving less compensation for your injuries. You should insist that your bills be submitted to your health insurance company.
For more information contained in a Free Book including 5 other basic rights if you are injured in an Iowa motorcycle accident click on the motorcycle book image on this page, go to http://www.MotorcycleAccidentBook.com or Call Now (800)-707-2552, ext. 815 (24 Hour Recorded Message). Corey J. L. Walker is an Iowa attorney who has been practicing primarily in personal injury law including car and motorcycle accidents in Iowa since 1997. He offers free books because he has represented hundreds of injured Iowans including many Iowans injured in motorcycle accidents from Des Moines, Newton, Grinnell, Pella, Knoxville, Iowa City, Oskaloosa, Ottumwa and throughout the state of Iowa. He has seen too many clients make mistakes before they had the "right" information resulting in them losing thousands of dollars. Whether you or a loved one have been injured in an accident or just own a motorcycle this book is available to you. Finally, you can learn about motorcycle accidents in the comfort of your own home with no risk or obligation. However, this is a limited offer so to learn how to avoid an accident and costly mistakes get your copy of Corey's Iowa motorcycle crash book now while supplies last.