Leveling the Field between Injured Iowans and Insurance Companies.

Why do I need a Workers’ Compensation attorney for my claim? (Part A)

If you have been injured in an accident while working in Des Moines, you may decide to file a Workers' Compensation claim in Iowa. In a Workers' Compensation claim, you may recover damages such as:

  • weekly wage compensation equal to 80% of your spendable earnings based upon average pre-injury wage, for as long as you are unable to work up until you reach MMI- maximium medical improvement;
  • your medical expenses; and
  • compensation for any permanent injury or disability.

If your injury is not significant, and you may soon return to work, your Workers' Compensation claim in Iowa may be settled quickly. However, if your injuries are severe, you may want to get the professional help of a Des Moines Workers' Compensation lawyer.

Some instances in which you may need the help of a Des Moines Workers' Compensation lawyer include:

  • if you have sustained a severe injury or disability, and will not return to work;
  • if your employer or insurance adjuster is pressuring you to settle;
  • if there are third party claims, besides the one against your employer; and
  • if your Workers' Compensation claim in Iowa is denied.

In these types of compensation cases, workers are not always treated fairly. Both your employer and the insurer may try to deny your accident claim. A Des Moines Workers' Compensation lawyer can fight for your right to compensation, and do their best to help you get the money that you deserve.

Filing a Workers' Compensation Claim in Iowa

In Iowa, a work injury is broadly defined to include "any health impairment other than the normal building up and tearing down of body tissues." Diseases and hearing losses may be considered a result of work-related activities. Once you have been injured in a work accident, you should immediately notify your employer.

After notifying your employer of your injury, you should be contacted by your employer's Workers' Compensation insurance company or claims administrator in Iowa. Also, you may want to consider filing a workers' compensatoin claim with the Iowa Workers' Compensation Commission, but there are many pitfalls of trying to do this on yoru own. According to the Iowa statue of limitations, you must file your petition within 2 years of the date that you knew or should have known you sustained a work related injury. Under certain circumstances, this can be extended up to 3 years from the last date you received a workers' compensation TTD, TPD or PPD check.

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