Leveling the Field between Injured Iowans and Insurance Companies.

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What happens if I suffer injury in a Des Moines accident caused by an uninsured driver?

A: If you've been injured by an uninsured driver in a Des Moines accident, a lawyer with a background in personal injury and motor vehicle accidents can assess your situation and help you recover whatever available losses and damages you may have suffered.

Uninsured Motorist Coverage in Iowa

One of the first things for you to do in a situation like this is to check your auto insurance policy. If you purchased uninsured motorist coverage, Iowa allows you to apply it to cover your bodily injuries. Your uninsured motorist, or UIM coverage, is meant to pay for the injuries you or any passengers may have received when an at-fault driver is uninsured. The amount you may be eligible to receive is what you specified at the time you purchased your insurance policy.

Personal Injury Protection Coverage

You also should check your policy to see if you have personal injury protection or PIP coverage. This no-fault coverage is designed to cover medical bills for an insured driver and passengers. PIP will pay medical expenses up to the amount you elected at the time you secured your auto insurance policy. If your medical costs exceed your PIP limits, your health insurance company then can be billed to help cover the remaining amount.

Restrictions and Limitations

Although Iowa requires motorists to carry minimum amounts of liability insurance, not everyone follows the law. An accident with injuries involving an uninsured driver complicates the situation. Compensation for your damages and losses, including injuries, may be subjected to some strict limitations. It would be in your best interest to consult a Des Moines accident lawyer.

Contacting a Des Moines Accident Lawyer

If you received injuries in a motor vehicle accident because of an uninsured driver's recklessness, a Des Moines accident lawyer should be contacted. The team at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies. If you need immediate legal assistance contact Walker, Billingsley & Bair at 515-440-2852. Order our FREE book for Iowa accident victims; The Legal Insider's Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case by calling 1-800-707-2552.

Aaron of Clinton says "very trust worthy, knowledgeable and made me very comfortable with this case as I never had a Worker Comp case before. He always returned my calls and e-mails in a timely manner and answered every question I had as I had a lot of them. His books were very useful to me in this case as well."
Truck Driver working for an Iowa trucking company hired Corey to handle his complicated case
Injured worker from Des Moines hurt his back after falling and says Corey did a good job and responded to his many phone calls.
Mr. Bair was very helpful in my case and he was very respectful.

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