When an injury occurs on the job and it results in permanent disability, in many circumstances the individual will be able to return to work. It may not necessarily be in the same position or even the same line of work, but the individual may still be able to perform certain job duties.
These types of injuries are where permanent partial disability benefits through workers' compensation come into play. The longevity of benefits available will depend on the severity of the injury. For instance, the loss of an arm would be considered more severe than the loss of a great toe, and benefits may be available for a longer period of time.
Injuries That May Result in Permanent Partial Disability Benefits
The following are examples of injuries that may result in a worker receiving permanent partial disability benefits:
- back injuries;
- nerve damage;
- post-traumatic stress disorder;
- amputation of a body part (an arm, leg, eye or finger); and
- partial hearing loss.
A permanent disability that prevents an employee from ever returning to work would result in another form of compensation: permanent total disability benefits. An example of this type of injury would be the loss of both eyes. Similarly, losing both hands may prevent an employee from working. An Iowa attorney can help determine the type of benefits to which a workers’ compensation claimant may be entitled.