Common Tactics and Defenses Insurance Adjuster Use in Personal Injury Cases

personal injury lawyer knows insurance adjuster tactics used to deny, discredit or delay your personal injury claim. For advice on defenses, you can use to deal with nefarious insurance company practices, speak with an Ames personal injury lawyer.  

Ways to Protect Yourself from Shady Insurance Adjuster Tactics 

Being aware of your rights and educating yourself as much as possible will help you navigate the personal injury claims process. 

Otherwise, if your insurance adjuster: 

  • denies your claim outright or misinforms you about your insurance policy coverage, you should evaluate your original insurance policy agreement carefully. If you cannot locate this document, insist upon having the policy submitted to you in writing. If the adjuster refuses, contact an attorney;
  • asks you to authorize the release of your medical records, you have the right of refusal. Once you initiate the personal injury claim, only medical documents pertaining to the accident will be provided;
  • places you under surveillance, you may not know. It is always best to assume you are being observed. Heed your doctor’s advice and do not attempt to complete daily tasks without assistance; and
  • offers you a low settlement, don’t be tempted to take a quick payment. Often this amount will not cover the total costs of your injury. Be mindful and have a reasonable compensation amount in mind before negotiating. Do not sign any agreements before consulting a lawyer. 

Get Help Now from an Ames Personal Injury Lawyer 

When making a personal injury claim, it is important to remain vigilant. At the law offices of Walker, Billingsley & Bair, we know how to combat the bad faith practices of insurance companies and will fight on your behalf so you can focus on healing. If you are being hassled by an adjuster, we are just a phone call away. Download a free copy of our e-book, The Legal Insider’s Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case, or schedule a complimentary consultation by calling 515-964-5664.

Corey Walker
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With over 20 years legal experience, Corey has been recognized for his work as an injury attorney.
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