Every day in Iowa, car accidents occur, leading to severe injuries like whiplash, soft tissue injuries, herniated discs, and fractures. While many injuries heal over time, some require surgery or result in long-term pain and problems. As you navigate the aftermath of a car crash, understanding insurance company tactics is crucial to protect yourself and your rights under Iowa law.

Common Car Insurance Adjuster Tactics

The Nice Insurance Adjuster

Initially sympathetic, these adjusters may admit fault and express a desire to make things right. However, they often aim to avoid paying your medical bills, pushing you to settle for less than fair compensation. They may advise against using your health or car insurance. This can lead to financial difficulties and pressure you to make hasty decisions and settle quickly.

The Aggressive Insurance Adjuster

Some adjusters start friendly but turn aggressive if your recovery takes longer than expected. They may blame pre-existing conditions or other factors to undermine your claim's validity. Their goal is to frustrate you into accepting a low settlement, exploiting your desire to end the ordeal.

The Ignoring Insurance Adjuster

Ignoring your calls or emails is a deliberate tactic to wear you down. By making the claims process arduous, they hope you'll give up pursuing rightful compensation. Even if a small percentage of claimants abandon their cases, it translates to significant savings for the insurance company.

To protect yourself, consider seeking legal counsel from an Iowa car accident attorney. They can assess your case and advise you on the best course of action. If you're unsure whether you need an attorney, reputable firms offer free consultations to discuss your options.

If you've experienced any of these tactics, it's essential to know your rights under Iowa law. You can contact our office for a Car Accident Evaluation at 641-792-3595 or request our informative book at www.IowaCarCrash.com. Our book reveals seven secrets to safeguarding your Iowa car accident case and finding a qualified personal injury attorney.

What Else Adjusters May Do

First, you must realize that insurance adjusters are paid to keep money in the insurance company's pocket, not yours.

Requesting Unnecessary Information:

They may ask for excessive documentation to overwhelm you and delay your claim.

Contesting Medical Treatment:

Despite prescriptions from medical professionals, adjusters may dispute the necessity of your treatment to reduce their payout.

Partial Payment of Bills:

They might offer to cover only a portion of your medical bills, leaving you with significant out-of-pocket expenses.

Providing Misleading Information:

Adjusters may pretend to be on your side while dissuading you from seeking legal representation, leading you to accept less compensation.

False Promises:

They may make promises over the phone to settle your claim quickly but retract them later, leaving you with inadequate compensation.

Misrepresentation of Benefits:

Adjusters may mislead you about the benefits available under their policy, tricking you into accepting less than you're entitled to.

Contacting an Iowa Car Accident Injury Lawyer

You can tackle the insurance adjusters on your own but it always feels better to have an expert in your corner. The Iowa injury lawyers at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies. That's why we provide this FREE book; The Legal Insider's Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case. To learn more about what our legal team will do to help you protect your Iowa injury claim, contact Walker, Billingsley & Bair to schedule a no-cost consultation. Call 641-792-3595 to order your free accident book today.

Corey Walker
Connect with me
With over 28 years legal experience, Corey has been recognized for his work as an injury attorney.