When passenger injuries occur a in a car accident, there are a few potential recovery options. It may be a good idea to discuss these with a Des Moines personal injury lawyer.
Options for Damage Recovery When a Passenger is Injured
Motorists in the state of Iowa are mandated to carry a minimum of bodily injury liability (20,000/40,000) and property damage liability (15,000). However, liability only covers drivers and passengers who are injured in another vehicle.
If the driver of the car you’re in has medical payments coverage, it generally protects injured passengers. You also could be covered if the driver has uninsured/underinsured motorist coverage.
When another driver is at fault, then you have the option to file a claim under his or her insurance. If the limits in the policy aren’t enough to cover all of your damages, then you may want to seek legal action against the driver.
As a passenger, if you have sustained serious, disabling or life-threatening car accident injuries, it’s important you fully understand your rights. Seek legal counsel immediately.
Contacting Walker, Billingsley & Bair
Your next step should be to consult a personal injury lawyer at Walker, Billingsley & Bair at (888) 435-9886. We will explain which options could be pursued when you have sustained serious injuries in a car accident.