Without an attorney for bicycle accident, you may run into trouble getting your full compensation amount or proving that you weren’t at fault. After a bicycle accident in Iowa, here are three reasons why you should speak to an attorney.
Iowa’s Comparative Negligence Laws
One of the main reasons that you should hire an attorney after a bicycle accident is Iowa’s comparative negligence law. This law allows for your damages amount to be reduced by your proportion of fault. In other words, if you were 10 percent at fault for your bike accident, your compensation payout will be reduced by 10 percent.
If you’re filing a claim, you can bet that the defendant/insurance company will focus on any errors you made, hoping to pay you less than you deserve.
Negotiating a Settlement Amount
Not only can an attorney help you to demonstrate that your injuries were incurred because of the fault of the other party but an attorney can also guide you through settlement negotiations.
Believe it or not, an insurance company is rarely on your side; it’s not uncommon for insurance companies to try pay you less than you’re entitled. To ensure that you’re getting your full payout amount, make sure you have a legal advocate.
You May Want to File a Lawsuit
Sometimes, settlements don’t work out as they should. Or, injuries are so severe that filing a claim with the insurance company alone isn’t enough. When either of the above are the case, you may want to file a lawsuit.
Filing a lawsuit requires the following.
- Knowledge of state and federal law
- Completed within the state’s statute of limitations
- Time and perseverance in the face of adversity
Take Action to Find Representation Today
At Walker, Billingsley & Bair, our attorneys are ready to get to work on your claim today. We want to help you complete the necessary steps
- Proving the fault of the other party
- Filing a lawsuit
- Acting as your support system