If you have been injured in a motorcycle accident in Iowa, and you have filed an Iowa injury claim, then NO, neither your health insurance policy nor your paid sick leave will limit what you can recover from the liable party. It makes no difference whether you paid for medical care out of pocket or it was paid for by your health insurer.
Nor does it matter if your missed time at work was paid for by sick leave or vacation pay, you may still be eligible to receive a full recovery in an Iowa injury claim. You will need to keep in mind that if you receive a settlement award from a liable party, your own insurance company may require you to reimburse some or all of what it paid to treat your injuries.
In these cases, it helps to have an Iowa motorcycle accident lawyer involved in your Iowa injury claim, to make sure you're getting the most comprehensive settlement offer possible, and that unnecessary deductions aren't garnished from it.
An Iowa motorcycle accident lawyer will likely seek some of the following damages in your Iowa injury claim, including:
- medical expenses;
- physical or emotional pain suffered as a result of your injuries; and
- past, present or future lost wages.
To learn more about damage recovery in an Iowa injury claim, or to negotiate a settlement with the responsible insurer, you'll want to consult an Iowa motorcycle accident lawyer. An Iowa motorcycle accident lawyer can serve as your representative in settlement negotiations to advocate that you receive the compensation to which you are entitled, while you focus on recovery.
Contacting an Iowa Motorcycle Accident Lawyer
The Iowa motorcycle accident lawyer team at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies. That's why we provide this complimentary book; The Legal Insider's Guide to Iowa Car Accidents: Seven Secrets to Not Wreck Your Case. To learn more about what our legal team will do to help you protect your Iowa injury claim, contact Walker, Billingsley & Bair and schedule a no-cost consultation - 888-435-9886.