Liability in a Third-Party Claim
Liability for a third-party claim will depend on the specific circumstances surrounding your Des Moines work accident. For instance, if you were injured while on the job, but it was caused by a defective product, then liability may be found with the manufacturer.
If you were injured while on the job at another company's site, then liability may be found with the property owner. That would mean filing a premises liability claim.
If you were driving your company vehicle and another driver ran a red light and struck you, then they may be held liable through a personal injury claim. A third party claim can become complicated and time-consuming, which is why you need the help of an Iowa injury attorney who handles both Workers' Compensation and personal injury cases.
Compensation in a Third Party Claim
Workers' Compensation benefits will cover your medical expenses and lost wages; however, you cannot receive other types of damages such as pain and suffering or mental anguish. You also cannot receive punitive damages, which relate to cases where an injury was caused by extreme recklessness or with intent to harm.
With a third-party claim, you may be able to recover damages that go above and beyond just your medical expenses and lost wages. This is important in cases where injuries are severe because there are limits on how much you can receive from Workers' Compensation. Your compensation may not be enough to cover all of your losses fully.
This is why your next step should be to speak with an Iowa Personal Injury and Workers' Compensation attorney. A qualified injury attorney can explain all of the legal options that you have available after your Des Moines work accident. Their interest is helping you to protect your legal rights and to receive the compensation that you may be entitled to.
Contacting an Iowa Personal Injury and Workers' Compensation Attorney
The injury attorneys at Walker, Billingsley & Bair knows the importance of protecting your injury claim from the get-go. Learn more about the books they offer at no cost by calling (888) 435-9886.