- Atlantic Motorcycle Accident Injury Attorneys
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Riding a motorcycle requires skill, awareness, and the constant anticipation of other drivers' mistakes. Even the most cautious and experienced riders can be seriously hurt when negligence puts them in harm's way. If you or someone you love has been injured in a motorcycle accident near Atlantic, Iowa, understanding the full scope of your injuries, your right to compensation for disfigurement, and what a qualified attorney can actually do for your case are all essential pieces of the road ahead.
Motorcycle accidents account for a disproportionately high share of serious injury crashes. According to the Iowa Department of Public Safety, motorcycle accidents represented only 2 percent of all road accidents in one recent study year yet resulted in 12 percent of serious injury-related crashes and 14 percent of all accident fatalities. When negligence leads to a motorcycle crash, the aftermath can be devastating on every level, physically, emotionally, and financially. Getting the right legal help from the start is one of the most important decisions an injured rider can make.
Common Serious Injuries From Motorcycle Accidents
In the event of a motorcycle collision, virtually any part of the body becomes susceptible to injury. The lack of a protective frame around the rider means that the force of a crash is absorbed almost entirely by the body, making the resulting injuries far more severe than what might occur in a passenger vehicle under similar circumstances. The most common serious motorcycle injuries fall into several broad categories, each of which can have lasting consequences for the victim's health, livelihood, and quality of life.
Fractures
Bone fractures are extremely common in motorcycle crashes. In cases of severe breaks where bones protrude through the skin, the risk of infection becomes significantly heightened. Certain fracture types may also yield further complications. Prolonged immobilization following a serious break, for instance, can elevate the danger of blood clots or bedsores, adding layers of medical complexity and cost to an already difficult recovery.
Road Rash
Like a burn injury, road rash occurs when a motorcyclist's body makes contact with the ground, such as from skidding across pavement after being thrown from the bike. The most severe type of road rash can damage tissues and muscles beneath the skin. Complications such as serious infections may arise, sometimes requiring skin grafts to expedite healing and cover exposed areas. These injuries are painful, disfiguring, and frequently require extended medical treatment before any meaningful recovery is possible.
Traumatic Brain Injuries
A severe traumatic brain injury (TBI) from a motorcycle crash can affect a person in a wide variety of ways, depending largely on the severity of the impact. Mild concussions may bring about temporary confusion and headaches, while more severe TBI can yield enduring complications. These range from lasting problems with memory and concentration to significant shifts in personality. Physical challenges can include impaired movement and coordination, and psychological difficulties such as anxiety and depression are also common outcomes of serious head trauma.
Spinal Cord Injuries
Spinal cord injuries from motorcycle accidents vary from minor discomfort-inducing herniated discs to catastrophic spinal cord damage. The implications of a spinal injury extend to other areas of the body depending on the site of the damage, potentially causing chronic pain and even paralysis. The most catastrophic spinal cord injuries can result in lifelong wheelchair dependency and a need for ongoing medical care stretching for decades, placing an enormous financial and emotional burden on the victim and their family.
The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages compound matters further, especially when returning to employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation covering financial damages, emotional distress, and pain and suffering.
Recovering Compensation for Disfiguring Injuries After a Motorcycle Crash
Even the most cautious riders can be involved in accidents through no fault of their own. With ever-increasing traffic on Iowa highways and frustrated commuters behind the wheel, motorcyclists must not only ride defensively but also anticipate and react to the poor or aggressive driving of others. When that vigilance is not enough and another driver's negligence causes serious harm, Iowa law provides important protections for injured riders who have suffered disfiguring injuries.
Check Your Insurance Coverage and Consider a Third-Party Liability Claim
It is important to keep complete coverage on your motorcycle. Not all accidents involve other vehicles, and having the right insurance in place ensures you can cover medical and living expenses while you recuperate. If you have been seriously injured or disfigured due to weather conditions or unintentional driver error, you may be entitled to collect compensation from your own insurer if you have purchased the right type of motorcycle insurance coverage. In cases where another driver caused the accident, you may also file a third-party claim against that driver's liability insurance. Understanding which avenues are available and which are most advantageous in your specific situation is something a qualified motorcycle accident attorney can help you determine right away.
Never Settle With an Insurance Company Before Getting Legal Advice
If you were in a serious accident, it is critical that you never settle with an insurance company before obtaining professional legal advice. Insurance companies have attorneys and experts on their staff, and it is firmly in their interest to offer a quick settlement. This, however, is almost never in the victim's best interest. Even if a settlement offer sounds fair at first, a person who has just suffered serious physical and emotional trauma is not in the right condition to make sound judgments about these kinds of decisions. A reputable attorney will represent you and handle those negotiations, so all you have to focus on is getting better.
What Types of Compensation May You Be Entitled to Pursue?
Victims of motorcycle accidents who have suffered serious or disfiguring injuries may be entitled to a broad range of compensation. Depending on the severity of the injury, these damages may cover both current losses and future ones. Types of compensation that may be available include:
- Medical bills and hospitalization costs
- Long-term care and the cost of hiring caregivers
- Physical therapy and rehabilitation
- Loss of earnings, both present and future
- Pain and suffering
- Emotional distress related to disfiguring injuries
In cases involving extreme scarring or the amputation of a limb, a person may need both emotional and physical therapy to begin healing. Long-term complications and the possibility of future medical issues must also be addressed when discussing what fair compensation actually looks like. Ensuring you receive the right amount of compensation when you are badly hurt or disfigured is paramount to maintaining your quality of life going forward. It can be extremely difficult for someone who has been seriously injured to navigate the web of red tape that insurance companies create, which is precisely why having an attorney on your side matters so much.
What Can an Atlantic Motorcycle Accident Attorney Actually Do for Your Case?
Many injured riders wonder whether they truly need an attorney or whether they can handle their own claim. Depending on the nature and severity of your injuries, legal representation may or may not be necessary. However, it is always worthwhile to at least consult with an experienced Iowa motorcycle accident attorney and gather the information needed to avoid common costly mistakes throughout the process. Before deciding who to hire, look at the attorney's reviews on Avvo.com and Google, because not every lawyer who lists motorcycle accidents as a practice area handles these cases with the depth they require. Look specifically for reviews from prior clients that speak to both their experience and the results obtained.
When you choose to work with a motorcycle accident attorney, every task is handled at no financial risk to you, because a quality injury attorney only gets paid if they are successful in your case. The following is a comprehensive picture of what a qualified attorney does for motorcycle accident victims throughout the entire legal process.
Evidence Gathering and Legal Analysis
One of the most critical functions of a motorcycle accident attorney is gathering and preserving the evidence that supports your claim. This includes collecting police accident reports, medical records, and billing documentation, as well as photographs of the vehicles and the accident scene. If necessary, an attorney can hire an investigator to interview and locate witnesses whose testimony may be essential to establishing fault. From there, the attorney reviews and analyzes the specific legal issues in your case, including comparative fault and assumption of the risk, both of which are factors that insurers routinely use in attempts to reduce or deny compensation to injured motorcyclists. Understanding what happens if you were partially at fault in an Iowa motorcycle accident is an important part of evaluating your claim honestly and accurately.
Medical Records and Insurance Policy Review
A motorcycle accident attorney will speak with your physicians and obtain written reports from them to support your case and gain a thorough understanding of your condition, your prognosis, and the full extent of your future care needs. This is especially important in disfigurement and catastrophic injury cases where future care costs are significant and must be accounted for in any settlement. Your attorney will also analyze your insurance policy to identify any coverages that may help pay medical bills while the claim is still pending. Additionally, the attorney will review and analyze the validity of any liens asserted against your eventual recovery. Doctors, insurance companies, welfare benefit plans, and employers may each assert that they are entitled to a share of what you recover, and sorting out those obligations correctly requires legal expertise that most accident victims simply do not have on their own.
Settlement Negotiations, Mediation, and Trial
After placing the insurance company on notice of the claim, your attorney prepares a comprehensive demand package to send to the defendant in an effort to reach a fair settlement before litigation becomes necessary. If the case does not resolve through negotiation or mediation, the attorney prepares for trial by drafting written questions and answers, taking depositions of the defendant and relevant witnesses, filing motions and legal briefs with the court, and preparing medical, demonstrative, and other exhibits. Your attorney will also prepare you, your witnesses, and your healthcare providers for depositions and for the trial itself. If the case proceeds to a jury, the attorney takes it through to verdict and then reviews that verdict to determine whether either side has grounds to appeal, making recommendations accordingly at each step.
Throughout every stage of this process, the goal is to recover full and fair compensation that reflects everything you have been through and everything your injuries will continue to cost you in the months and years ahead. Deciding whether you need an attorney is an important first step, and a free consultation costs you nothing while potentially protecting your entire financial future.
Consulting a Atlantic Motorcycle Accident Attorney
The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.
Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.
At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.