- Reinbeck Dog Bite Injury Attorneys
- Phone: 641-792-3595
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A dog bite in Reinbeck can leave you dealing with painful wounds, an insurance adjuster who is not on your side, and a fair amount of confusion about what to do next. Understanding how to avoid mistakes with your medical treatment, how liability works if you were bitten at a dog park, and the common myths surrounding Iowa dog bite claims can help you protect your health and your legal rights.
Avoiding Mistakes When Dealing With Doctors
Many dog bite victims do not realize how much their interactions with doctors affect their case. Failing to report pain and how the injury affects your ability to work limits what ends up in your medical records, which shapes how the insurance company and eventually a jury view your injury.
Common mistakes to avoid with your medical treatment:
- Waiting too long to see a doctor, which can make an insurance company question whether your injury is really related to the attack
- Discussing your legal claim with medical providers, since anything you say to them can end up in your medical records
- Hiding prior injuries to the same part of your body, since your full medical history will eventually surface anyway
- Missing or showing up late to appointments, which creates ""no show"" notes that can be used against you
- Failing to tell your provider that your injury is affecting your ability to work
Pain itself cannot be seen or measured by a doctor, so it has to be documented. Insurance companies and juries look at how quickly pain was reported, where it was located, how severe it was, and how long it lasted. It also matters that you take medication as prescribed and continue treatment as recommended. Stopping treatment too soon, or leaving long gaps between appointments, can suggest to an insurance company that you have healed or developed a new, undisclosed injury. If pain and limited activity are causing anxiety or depression, it is important to tell your medical providers and seek appropriate treatment, since these conditions are just as real and just as compensable as a physical injury, but only when they are properly diagnosed and treated.
What you tell your doctor, and when you tell them, can significantly affect the outcome of your dog bite claim. Our dog bite attorneys can help Reinbeck victims avoid the mistakes that hurt so many claims.
Dog Bites at a Dog Park: How Liability Works
Dog parks are meant to be a place for owners to let their dogs run free and socialize, but a fun outing can turn into a serious injury if a dog bites someone. One of the benefits of a dog park is that dogs are often allowed off leash, which means even a city's leash law would not apply to an attack that happens there. That does not mean no one is liable, however.
When the Dog Owner Is Liable
Negligence can play a role in some dog park cases, such as when an owner knowingly lets a dangerous dog loose, but Iowa's dog bite laws hold the owner strictly liable for injuries their dog causes regardless of negligence. Even if the owner was being as careful as possible and the dog bit someone anyway, the owner is still responsible for the resulting damages. There is one notable exception: if a dog has rabies and bites someone, the owner is not liable unless they knew about the rabies and could have prevented the attack.
When the Park Itself May Be Liable
Sometimes the owner of the park itself is negligent and liable for an injury, such as when park management is aware that a particular dog owner repeatedly breaks the rules and brings an unsafe dog to the park but fails to address it. These situations tend to be complex, and in most cases the dog owner alone is liable, so anyone who believes the park itself may share responsibility should speak with an attorney.
Recovering Damages After a Dog Park Bite
An attorney can help determine whether you have a valid claim and which party or parties may be responsible. Compensation may include medical bills, including future medical expenses, lost wages if you are unable to work while recovering, pain and suffering, emotional distress, and compensation for disfigurement if the wounds leave permanent scarring.
A dog park bite can be more complicated to sort out than an attack that happens on private property, since more than one party may share responsibility depending on how the incident occurred.
Common Myths About Iowa Dog Bite Claims
The current Iowa law provides that the owner of a dog is liable to an injured party for all damages done by the dog attacking or attempting to bite a person, except when the injured party is doing an unlawful act, which is a lower standard than other personal injury cases where you have to prove negligence or recklessness. Despite this fairly clear standard, there are many myths and misconceptions about what a dog bite victim should do.
Myth: The Insurance Adjuster Is There to Help You
The insurance adjuster works for the dog owner and their insurance company and has no duty to protect your rights or even tell you what the law is. Being reasonable with the adjuster does not mean the adjuster will be reasonable with you, since they are trained to pay as little as possible. Sometimes this means intentionally frustrating a claimant in hopes they will give up and go away. If you decide to handle your case on your own, it is important not to lose your temper or make threats to the adjuster, since showing emotion will never convince the carrier to offer more money.
Myth: You Have to Give a Recorded Statement
Insurance adjusters often ask for a recorded statement, and sometimes claim it is required before they will consider your claim. While this can be true for a claim against your own insurance company, you are not legally required to give a statement to the other party's insurance adjuster in a dog bite case. The reason they want the recorded statement is so they can ask you questions before you are prepared to answer them, and a single wrong answer to a question you did not fully understand can cost you thousands of dollars. It is rare that giving a recorded statement to the other party's insurance adjuster will actually help your claim.
Myth: Any Attorney Who Advertises Personal Injury Cases Is Qualified
Any Iowa attorney can advertise that they handle personal injury cases even though they may have never handled a single one. Iowa's personal injury laws are far too complex for someone without knowledge and experience to properly represent someone seriously injured, which is why only a qualified attorney can make sure your rights are protected. It is also worth looking at what results an attorney has obtained for past clients and what those clients have to say, rather than simply accepting that all cases are confidential as an answer.
A Reinbeck dog bite victim who takes the time to research an attorney's actual experience with these specific claims, rather than assuming any personal injury attorney will do, is far more likely to end up with representation that truly understands the nuances of Iowa dog bite law.
How a Reinbeck Dog Bite Attorney Can Help
Whether you are managing your medical treatment, dealing with liability questions after a dog park attack, or trying to sort fact from myth about your claim, an experienced Reinbeck dog bite attorney can help protect your rights and pursue the compensation you deserve.
Dog bite cases can look straightforward on the surface, especially given Iowa's clear liability standard, but insurance adjusters and even well-meaning misconceptions can still get in the way of a fair outcome. Having an attorney review your case early on helps make sure the myths described here do not end up costing you money you are rightfully owed.
When to Contact Reinbeck Dog Bite Lawyers
For the complete list of things you should do if bitten by a dog you can request our FREE book, ""Iowa Consumer's Guide to Dog Bites- Secrets to Not Get Bitten by Your Case"" which is available to you with no risk or obligation by clicking here or by calling 641-792-3595.
Why offer a Free Dog Bite Book? Since 1997, I have been representing injured Iowans, including many dog bite victims from central Iowa and throughout the state. I have heard too many horror stories about people making costly mistakes, causing them to lose thousands of dollars. Before you talk to the insurance company you should know your rights and perhaps more importantly your responsibilities.
If you need immediate assistance, contact us online or call us at (641) 792-3595. If you are not local to us, we will come to you.