You have no legal obligation to hire an attorney when filing a car accident claim, however, those who suffered serious injuries and have a lot of expenses will likely benefit from a lawyer’s expertise. Iowa is an at-fault car insurance state.
This means that when an accident occurs, the insurance of the motorist who caused the accident is primarily responsible for paying for damages. A motorist may file a lawsuit if unable to recover fair damages in a liability claim against the at-fault driver.
A lot of Des Moines motorists wonder, "Should you get a lawyer after a car accident?" Below we go over some common issues that can help you decide whether to file a claim.
Do I need a lawyer for a car accident?
Individuals are welcome to file a claim and possibly a lawsuit on their own. They can also seek legal counsel and representation during the claims or lawsuit process. However, hiring an attorney can be advantageous, especially in certain cases.
How can an attorney help me?
While you don’t need to have an attorney on your side to file a claim for damages, you should know that most insurance companies have one goal in mind: making a profit. As such, it’s not uncommon for insurance companies to skew details and twist facts in order to present you with a settlement amount that’s way below what you deserve.
Below are some of the benefits of hiring an attorney.
- An attorney knows insurance and personal injury law.
- An attorney can help gather evidence about the accident.
- An attorney can build a case to prove the other party's fault and liability.
- An attorney can negotiate a fair settlement amount.
- An attorney can handle all the legal paperwork.
- An attorney’s job is to advocate for you.
When dealing with large amounts of expenses following an accident and injury, leaving your compensation up to hope and chance probably isn’t a good idea. A lawyer can help you formulate a strategic approach centered on making sure you recover fair compensation.
Also, remember that you may file a lawsuit if you are unable to recover compensation in an insurance claim. Your attorney can be instrumental in helping you negotiate an out-of-court settlement and argue your case in court, if necessary.
What should I do after a Des Moines car accident?
If you suffered injuries in a car accident that you didn't cause, the first few things you should do are as follows.
- Report the accident to law enforcement
- Seek medical care
- Report the car accident to your insurance company and that of the at-fault driver (but don't give any statements)
- Call an attorney
At Walker, Billingsley & Bair, our attorneys will fight to help you recover damages. To get started, call our offices now at (888) 435-9886 or use our online contact form. Also check out our guide to car accident claims.