• Altoona Motorcycle Accident Injury Attorneys
  • Phone: 641-792-3595
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Motorcycle injury lawyers act as dedicated defenders for riders in the face of disaster. Specializing in motorcycle accidents, they expertly handle the legal intricacies to secure justice and compensation for injured riders.

It’s well-known that motorcycle helmets can reduce the risk of head injuries, including skull fractures and brain damage, in the event of a motorcycle accident. However, another critical consideration is the type of motorcycle apparel worn to reduce the risk of suffering burn injuries. 

Causes of Motorcycle Burn Injuries

Burns in motorcycle accidents often result from road rash but can also occur from heat burns (contact with the exhaust pipes or muffler) or chemical burns involving substances like gasoline. Serious burns can lead to complications, including permanent disfigurement.

Types of Motorcycle Apparel to Reduce Burn Injuries

While a motorcyclist may not be able to prevent a crash, wearing the right apparel can significantly mitigate burn injuries. Full-body coverage with a heavy-duty jacket, pants, and gloves made from leather or other sturdy materials can offer better protection against deep abrasions. Motorcycle boots also provide more protection than regular footwear. 

There is special clothing designed for motorcyclists that includes impact-resistant material or integrated armor, providing added protection in an accident. Eye protection is crucial, not only to keep out debris but also to protect the eyes from corrosive or toxic chemicals in the event of a crash.

With the variety of styles and options available, comfort should not come at the expense of safety. Comprehensive protection, from the top of the head to the soles of the feet, can significantly reduce the risk of various injuries, including burns, in an accident.

What Happens if I Was Partially at Fault in an Iowa Motorcycle Accident?

If you are found partially at fault in an Iowa motorcycle accident, the amount of compensation you can recover will be reduced. However, being partially responsible doesn’t mean you can’t seek compensation with the help of the injury attorneys at Walker, Billingsley & Bair.

Iowa’s Comparative Negligence Rules

In Iowa, compensation is calculated under a rule known as comparative negligence. This rule stipulates that the amount of compensation you can collect is reduced by your degree of fault in the accident. As long as you are less than 51% responsible, you can still pursue financial compensation.

For example, if your settlement is $100,000 and you are found 25% at fault, you will receive $75,000. Proving fault, negligence, and other legal issues is critical in these cases. An Iowa injury attorney can help collect evidence, protect your rights, and effectively present your case.

Types of Special Motorcycle Insurance Coverage in Iowa

Iowa’s financial responsibility requirement applies to motorcycles, with minimum insurance requirements of $25,000 bodily injury liability per person, $40,000 bodily injury liability per accident, and $15,000 property damage liability. This liability insurance covers damages other motorists suffer due to an accident caused by the policyholder. Each vehicle must have its own insurance.

Additional Insurance Coverage Options for Motorcyclists

In addition to the required liability insurance, motorcyclists can purchase other types of coverage for added protection:

- Collision Insurance: Covers damages to the policyholder’s motorcycle from accidents with vehicles, objects, or rollovers, regardless of fault.
- Comprehensive Insurance: Covers damages from non-collision events like fire, weather, vandalism, floods, theft, and animal damage.
- Medical Expense Insurance: Covers medical expenses for the policyholder regardless of fault, up to the policy limits.
- Uninsured/Underinsured Motorists Insurance (UM/UIM): Covers the policyholder in accidents with uninsured or underinsured drivers or hit-and-run incidents.

Motorcyclists who customize their bikes may also purchase accessories or optional equipment coverage for modifications and enhancements. This coverage helps recover expenses incurred from customizing the bike in the event of an accident.

Filing a Motorcycle Insurance Claim

After an accident, save the accident report, witness contact information, other motorist’s contact and insurance information, and photographs of the accident scene and the bike. Notify your insurance company about the accident and provide details. If the other motorist is at fault, inform their insurance company as well.

If you cannot recover fair compensation from the other driver’s insurance, you may need to file a lawsuit. You may also recover damages via your insurance policy if you have applicable coverage like collision or medical expense insurance.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595