Ames Motorcycle Accident Injury Attorneys

Motorcycle injury lawyers stand as unwavering champions for riders when tragedy occurs. They specialize in motorcycle accident cases, expertly navigating legal complexities to secure justice and compensation for injured riders.

Age Restrictions for Operating a Motorcycle in Iowa

Legal Age and Licensing Requirements

In Iowa, the legal age to operate a motorcycle is 14, though young riders face certain restrictions:

- Motorcycle Instruction Permit (14-17 years old): Riders in this age group must obtain a motorcycle instruction permit. They can drive with a licensed parent or guardian who has a motorcycle endorsement. Alternatively, they may ride with an immediate family member aged 21 or older with the necessary endorsement. With parental permission, they can also ride with another licensed adult with a motorcycle endorsement who is at least 25 years old.

- Intermediate Motorcycle License (16 years old): After holding an instruction permit for six months and with at least 20 hours of street and highway driving (including two hours after sunset or before sunrise), individuals can obtain an intermediate motorcycle license with parental permission. They are restricted from operating a motorcycle between 12:30 a.m. and 5 a.m. unless accompanied by an approved individual or traveling to or from a school-related activity.

- Full Motorcycle License (17 years old): Riders can obtain a full motorcycle license after holding an intermediate license for at least one year and completing at least 10 hours of street or highway driving, including two hours after sunset or before sunrise.

Motorcycle Safety Course Requirement

Riders under 18 must complete a motorcycle safety course before obtaining their instruction permit. The course includes 15 hours of training: five hours of classroom instruction and 10 hours of range activities, covering skills such as riding in a straight line, turning, shifting, and stopping. These courses are Motorcycle Safety Foundation-approved and held at certified facilities across Iowa.

Consequences of Operating Without a Proper License

Operating a motorcycle without the proper license or violating license requirements can lead to legal and civil consequences. In the event of an accident, failure to have the appropriate license may contribute to the rider’s comparative negligence, potentially reducing the compensation they can recover.

Filing a Motorcycle Accident Claim in Iowa

Economic Damages

Economic damages are typically easier to calculate and include:

- Medical Bills: Costs incurred for treatment of injuries.
- Lost Wages: Income lost during the recovery period.
- Other Expenses: Any additional costs related to the accident.

For permanent injuries, long-term expenses such as in-home care or reduced earning capacity may also be considered. Expert testimony may be required to estimate future lost wages and other long-term economic impacts.

Non-Economic Damages

Non-economic damages are more challenging to quantify as they don't come with receipts. These damages may include:

- Pain and Suffering: Physical pain and discomfort from injuries.
- Mental Anguish: Emotional distress caused by the accident.
- Disfigurement: Permanent changes to appearance.
- Disability: Long-term or permanent physical impairment.

Insurance companies may use a multiplier method, applying a factor to the economic damages based on the severity of the injuries to estimate non-economic damages.

Determining Fault and Liability

Establishing fault is crucial for recovering damages. If the other motorist tries to place some of the blame on you, you may need to present evidence proving you were not primarily at fault. Under Iowa’s negligence laws, if you are found to be 51% or more at fault, you cannot recover damages. If you are less than 51% at fault, your compensation will be reduced proportionally.

Legal Expertise and Evidence Gathering

An experienced attorney can help gather the necessary evidence to prove the other party’s fault. This evidence may include:

- Accident Scene Evidence: Photos and physical evidence.
- Medical Documents: Records, statements, and bills.
- Eyewitness Testimony: Accounts from witnesses.
- Police Reports: Official documentation of the accident.
- Driver History: Records of the other driver’s past offenses or intoxication.

Negotiating with Insurance Companies

Insurance companies often try to minimize payouts. An attorney can handle negotiations to ensure you receive a fair settlement that covers all your damages. Without legal representation, you might be tempted to accept a lower offer than you deserve.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.