• DeWitt Truck Accident Injury Attorneys
  • Phone: 641-792-3595
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 In the vast expanse of highway systems, trucking accidents can create considerable disruption, often causing severe injuries for those affected. In such turbulent situations, trucking injury lawyers serve as steadfast supporters, offering guidance and assistance to survivors. These legal experts are adept at handling the intricate landscape of trucking laws and regulations.

Truck Accident Insurance and the Need for Thorough Investigations

Truck accidents differ significantly from those involving only passenger vehicles, not only because of the potential severity of injuries but also due to the complexities in filing a claim. Proving that a trucking company was negligent often involves detailed investigations and a thorough understanding of both state and federal trucking regulations. Trucking companies have robust insurance policies and teams of investigators to protect their interests, making it crucial for victims to have strong legal representation to secure the compensation they deserve.

Reasons to Conduct a Truck Accident Investigation

Trucking companies and their insurers may use various tactics to minimize or deny claims, making it essential to preserve and collect all available evidence. Much of the crucial evidence, such as employee records, maintenance logs, and hours of service records, must be obtained from the trucking company. Unfortunately, there is a risk that these records could be altered, hidden, or destroyed. For example, trucking companies are only required to keep hours of service records for six months.

To ensure that all necessary documentation is preserved, victims should secure an Iowa personal injury attorney. An attorney can send a spoliation letter to the trucking company, legally obligating them to preserve pertinent records and evidence, thus enabling a more thorough and effective accident investigation.

Why Hire an Iowa Personal Injury Attorney

Insurance companies often take advantage of victims' lack of legal knowledge, asking them to sign documents that could harm their claims or pushing for quick settlements that do not cover all future medical and other expenses. An Iowa personal injury attorney can help victims navigate these challenges, prove the trucking company's negligence, and secure a fair settlement. 

Semi-Truck Accidents: Insurance Companies, Damages, and Liability

If you have been involved in a truck accident in Iowa, you are likely facing significant medical bills and lost wages. Knowing your options for seeking financial restitution is essential, and the first step is to contact an experienced Iowa truck accident lawyer.

Seeking Damages After a Semi-Truck Accident

To claim damages, you must file a truck accident claim with the responsible insurance company. However, insurance adjusters, who work for the insurance company, may undervalue your claim, delay the investigation, or use their medical professionals to downplay your injuries or cite pre-existing conditions. If the insurance company refuses to offer a fair settlement, you may need to pursue compensation through an Iowa truck accident lawsuit. An attorney can represent your interests in court, ensuring you receive the compensation you deserve.

Determining Liability in a Truck Accident

Proving negligence in a truck accident involves identifying the responsible parties, which could include:

- The truck driver
- The trucking or shipping company
- The company's safety director
- The vehicle inspector
- The truck manufacturer

An Iowa truck accident lawyer will investigate the case to determine liability and represent your interests, allowing you to focus on recovery rather than dealing with insurance adjusters and negotiations.

Common Types of Fatal Semi-Truck Accidents

The five most common types of fatal truck accidents are:

1. Underride Accidents: When smaller vehicles drive underneath large trucks.
2. Override Accidents: When large trucks drive over smaller vehicles, motorcycles, or pedestrians.
3. Jackknife Accidents: When a truck's trailer folds into the truck due to sudden braking.
4. Head-on Collisions
5. Rollovers

While these are common scenarios, truck accidents can vary widely. If you have been injured in a truck accident, you may be eligible for compensation. Contact an Iowa truck accident attorney for help with your claim.

Preservation of Truck Driver Records

Trucking companies are required to preserve hours of service records for six months. After this period, they may legally destroy these records. Driver qualification records must be kept as long as the driver is employed and for three years thereafter. To prevent evidence destruction, an attorney can send a spoliation letter to the trucking company.

Key Records for a Truck Accident Claim

Important records in a truck accident claim include:

- Medical Records: Indicating the driver’s fitness to drive.
- Cell Phone Records: Showing if the driver was distracted.
- Qualification Files: Verifying the driver’s qualifications.
- Employment History: Providing background on the driver.
- Driving History: Listing any violations.

The "black box" recorder in the truck is also crucial, as it logs data on the truck’s operation, including compliance with hours of service regulations. Drivers must keep the last seven days of logs onboard, and employers must retain them for at least six months. Preserving these records is vital for an effective accident claim.

Contacting Walker, Billingsley & Bair

At Walker, Billingsley & Bair, our team is committed to ensuring you receive the compensation you deserve. We handle all injury cases on a contingency fee basis and manage all necessary documentation and communications.

Walker, Billingsley & Bair is prepared to act fast to defend your rights after a truck accident in Iowa. Contact our office at 641-792-3595 to speak with an attorney.