Indianola Personal Injury Attorneys

Accidents and injuries can unexpectedly change lives. During these tough times, personal injury lawyers are invaluable. They advocate for those harmed by negligence, ensuring they receive proper compensation. This article delves into the essential role personal injury lawyers play in guiding individuals through their claims and aiding in recovery.

Iowa Bicycle Laws: Cars and Cyclists Must Abide!

If you live in Iowa, knowing the state’s bicycle laws is crucial for ensuring safety on the road. Whether you’re an avid cyclist or primarily use a vehicle, understanding these regulations can help prevent accidents and promote harmony between cars and bikes. This comprehensive guide outlines key Iowa bicycle laws that both cars and cyclists must follow.

Pass on the Left

Like vehicles, cyclists are required to pass on the left. According to Iowa law, a cyclist must move into the left lane to pass a motor vehicle. After ensuring it’s safe, the cyclist may pass but must return to the right lane once the maneuver is complete.

Ride With Traffic, Not Against It

Cyclists must ride in the same direction as traffic. Riding against traffic is not only illegal but also increases the risk of head-on collisions.

Use a Light When It’s Dark Out

Iowa law mandates that bicycles used after sunset or before sunrise must have a front lamp emitting white light and a rear red light or reflector. These lights must be visible from at least 300 feet. Proper lighting helps cyclists see the road and be seen by motorists.

Stop for School Buses

Cyclists must stop for school buses when the bus displays its stop sign or flashing lights. Failing to do so can result in a traffic citation, as this law applies to all modes of transportation, including bicycles.

Use Proper Hand and Arm Signals

Cyclists are required to use hand and arm signals to indicate their movements. The signals should be made with the left arm:
- Left turn: left arm extended horizontally
- Right turn: left arm bent at the elbow, hand facing upwards
- Slow down/stop: left arm bent at the elbow, hand facing downwards

Always Report Traffic Crashes

Cyclists involved in traffic accidents must report the incident and exchange information with the other party involved. This is a legal requirement in Iowa.

Never Ride in Non-Bicycle Areas

Cyclists are prohibited from riding on interstates and certain highways for safety reasons. Many cities also restrict bicycles from sidewalks.

Common Defenses Drivers Use in Bicycle Accident Claims

Accidents between bicycles and motor vehicles can lead to severe injuries. After a cyclist files a claim or lawsuit against a driver, the driver’s insurer or attorney may use various defenses to refute liability. Here are some common defenses and how a skilled attorney can help counter them.

Helmet Use

Insurers may argue that a cyclist is partially responsible for their injuries if they weren’t wearing a helmet. This defense aims to reduce the driver's liability.

Not Obeying Traffic Rules

Drivers can claim that the cyclist was at fault by not following traffic laws, such as speeding, not stopping at signs, or riding against traffic.

Distraction

A defense might assert that the cyclist was distracted, possibly using headphones or a phone, which contributed to the accident.

Lack of Visibility

Drivers often claim they couldn’t see the cyclist, especially if the cyclist wasn’t using lights or was wearing dark clothing at night.

Don’t Let Your Claim Fall to a Baseless Driver Defense

Common Tactics and Defenses Insurance Adjusters Use in Personal Injury Cases

Insurance adjusters often employ tactics to deny, discredit, or delay personal injury claims. Here are some common strategies and how to protect yourself.

Common Insurance Adjuster Tactics

- Accessing Medical Records: Adjusters may seek broad access to your medical history to find any reason to undermine your claim.
- Low-Ball Offers: Adjusters might offer a quick, low settlement, hoping you’ll accept before understanding the full extent of your injuries.
- Surveillance: Adjusters may monitor your activities to gather evidence that could be used against your claim.
- Discouraging Legal Counsel: Adjusters may try to persuade you not to hire a lawyer, knowing that legal representation will strengthen your position.

Protecting Yourself from Shady Tactics

- Know Your Rights: Educate yourself on your rights and the claims process.
- Refuse Broad Access to Medical Records: Only allow access to records pertinent to your accident.
- Be Cautious of Surveillance: Assume you might be monitored and adhere to your doctor's advice.
- Avoid Quick Settlements: Don’t rush to accept a low offer without consulting a lawyer.

We Are Here To Help

Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.

Free Book at No Cost 

If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.

If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.