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Lives can be unexpectedly impacted by accidents and injuries. In such moments, car accident injury lawyers are essential allies. They represent individuals harmed by others' negligence, ensuring they receive fair compensation. This article explores the critical role these lawyers play, guiding people through the intricacies of their claims and helping them rebuild.

Experiencing a car accident in Johnston can result in serious injuries, including herniated discs. Victims of such accidents have the right to seek compensation from the at-fault driver's insurance policy. However, proving causation and the extent of damages can be challenging. This article provides a comprehensive guide on dealing with herniated disc injuries, steps to take after a hit-and-run accident, and myths about car insurance claims in Iowa.

Herniated Discs Symptoms and Prognosis

The spine is made up of vertebrae and intervertebral discs that cushion the vertebrae and aid flexibility. These discs have a hard outer layer (capsule) and a softer inner core (nucleus). A herniated disc occurs when the inner core protrudes through a weak or damaged area of the outer layer, pressing on nerves in the spinal column.

Symptoms of herniated discs can include:

- Pain in the affected area
- Numbness or tingling in the limbs
- Weakness in muscles

Treatment may start with pain medications and physical therapy. If these methods do not suffice, surgery might be necessary. Surgical options include removing the protruding part of the disc or the entire disc, which may then require spinal fusion or insertion of a replacement disc. Recovery from surgery can take several months.

Legal Recourse for Herniated Discs Caused by a Car Accident

To seek compensation for herniated discs resulting from a car accident, the injured driver must prove that the other driver’s negligence caused the accident and directly led to their injury. Negligence involves failing to exercise reasonable care to prevent harm. Proving this is essential for a successful claim.

Economic damages that can be claimed include:

- Medical expenses
- Lost wages
- Travel expenses to and from medical appointments

Non-economic damages include:

- Pain and suffering
- Emotional distress

Challenges to Proving a Case

Insurance companies may argue that the herniated discs existed before the accident. In such cases, pre- and post-accident medical records are crucial in demonstrating that the injury was caused by the accident.

Iowa follows a modified comparative fault rule, meaning a plaintiff must be 50% or less at fault to recover damages. If found partially at fault, the compensation is reduced by the percentage of their fault. For instance, if a plaintiff is 20% at fault in a $10,000 case, they would receive $8,000.

What to Do After a Hit and Run Accident in Iowa

Being involved in a hit-and-run accident can be distressing. Here’s what to do to protect your rights and pursue compensation:

1. Prioritize Your Safety and Health

Ensure your safety and seek medical attention for any injuries. Once stable, follow these steps:

2. Avoid Chasing the Driver

Do not chase the fleeing driver as it can escalate the situation. Instead, focus on gathering information and recalling the events leading up to the accident.

3. Collect Information

Gather as much information as possible about the vehicle and the driver. Note the make, model, license plate number, and a description of the driver. Also, get contact information from any witnesses.

4. Contact Law Enforcement

Report the accident to the police immediately. Provide all gathered information. The police report will be vital for your insurance claim and any legal proceedings. Meanwhile, take photos or videos of the scene and vehicle damages as additional evidence.

Five Car Insurance Claim Myths Iowa Drivers Should Know

1. Your Insurance Will Cover Costs If the Other Driver Can’t

Without uninsured/underinsured motorist coverage or MedPay, your insurance may not cover all costs if the at-fault driver lacks insurance.

2. You’ll Get the Blue Book Value for a Totaled Vehicle

Insurance typically pays the actual pre-crash value of your vehicle, which may be less than the Blue Book value.

3. The Insurance Adjuster Is on Your Side

Adjusters aim to reduce payouts to benefit their company's bottom line. Never admit fault or sign anything without consulting an attorney.

4. You’ll Always Get Your Full Settlement Amount

Initial settlement offers are often lower than what you're entitled to. Consult a lawyer before accepting any offer.

5. You Can File a Claim on Your Own

While possible, filing a claim without an attorney may result in lower compensation. A lawyer can help prove fault, negotiate fair compensation, and explore payment options.

We Are Here To Help

Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.

Free Book at No Cost 

If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.

If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.