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Workplace injuries can happen in an instant, and the consequences can follow an injured worker for months or even years. If you have been hurt on the job in Mount Vernon, Iowa, understanding what benefits you are entitled to and what steps to take right away can make a significant difference in the outcome of your claim.
Injuries are a common occurrence in Iowa workplaces. Whether a worker suffers a broken heel after falling from a platform, fractures an upper arm bone in a machinery accident, or strains and tears shoulder tissue while lifting heavy materials, the physical, financial, and emotional toll can be enormous. Iowa workers' compensation law is designed to protect employees in these situations, providing a path to medical coverage, wage replacement, and long-term disability benefits when a workplace injury prevents a return to normal work. At Walker, Billingsley & Bair, our workers' compensation attorneys serve injured workers throughout Iowa and are committed to helping those hurt on the job get the full benefits they deserve.
Calcaneus Fractures: When a Broken Heel Happens at Work
A calcaneus fracture, more commonly known as a broken heel bone, is a serious injury that can result in long-term disability. It is frequently accompanied by other injuries such as fractures to the hip or spine, making it one of the more complex and disabling injuries that can occur in an Iowa workplace.
This type of fracture generally results from a high-impact event. One common cause is a motor vehicle accident, such as a delivery driver involved in a head-on collision. Another frequent cause is a fall from an elevated surface, for example a construction worker who loses balance on an elevated platform and lands on his or her feet. The force of the impact is what drives the fracture, and the greater the force, the more severe the damage tends to be.
Symptoms of a Calcaneus Fracture
Workers who have suffered a calcaneus fracture on the job should be aware of the following symptoms, all of which warrant immediate medical attention:
- Swelling around the heel and foot
- Significant pain
- Bruising
- A visibly deformed heel
- Inability to bear weight on the foot
- Inability to walk
Types of Calcaneus Fractures and How They Are Treated
Not all heel bone fractures are equal in severity, and the type of fracture significantly affects the treatment plan and recovery timeline. The least serious is a stable fracture, where the broken bone ends remain properly aligned and can heal with immobilization using a brace. More serious is a displaced fracture, where the broken ends do not align and surgery is often necessary to put them back together using screws and metal plates.
An open or compound fracture occurs when the bone actually penetrates through the skin, creating an open wound that increases the risk of infection and often involves damage to internal soft tissue such as ligaments, muscles, and tendons. This type usually requires immediate surgery and a longer recovery. A closed fracture does not break through the skin but may still involve internal soft tissue damage requiring surgical intervention.
The most unstable variety is a comminuted fracture, where the bone shatters into three or more pieces. Surgically reconstructing the bone in these cases can be particularly complicated and the recovery period can be significantly longer.
Regardless of the type of fracture, a patient will need to remain off the injured foot for a period of weeks or even longer. Most people with a calcaneus fracture undergo rehabilitation, with specialized exercises focused on strengthening muscles and restoring range of motion. Some patients experience lasting complications such as chronic joint stiffness and pain even after healing is complete. In some cases, an altered gait becomes a permanent consequence of the injury.
Humerus Fractures: Upper Arm Breaks Caused by Workplace Accidents
The humerus is the medical term for the upper arm bone, the long bone located between the elbow and the shoulder. When this bone is subjected to significant force or trauma in a workplace setting, a fracture can result. A humerus fracture is a serious injury that can take weeks to fully repair and may keep an employee away from work for an extended period of time.
In the workplace, a humerus fracture can occur as a result of several different types of accidents, including motor vehicle accidents, slip and fall incidents, and direct blows from machinery or equipment. The circumstances of the accident matter greatly when it comes to filing a workers' compensation claim and establishing that the injury occurred within the scope of employment.
Recognizing the Symptoms of a Humerus Fracture
According to the American Academy of Orthopaedic Surgeons, the three primary symptoms of a humerus fracture are swelling, severe pain, and very limited movement of the shoulder. Additional symptoms may include bruising, tenderness, and stiffness in the affected arm. Any worker who experiences these symptoms following a workplace incident should seek medical care without delay.
Treatment for a Work-Related Humerus Fracture
When a humerus fracture is severe, surgical treatment is generally required. Surgery is most commonly necessary when the fracture is displaced or when the broken bone has pierced through the skin. The surgical procedure involves repositioning the bone or bone fragments and securing them in place using pins, wires, screws, plates, or stitches within the bones or tendons. Recovery from a humerus fracture can range from several weeks to several months, depending on the severity of the break and how the patient responds to treatment.
Shoulder Injuries: What Mount Vernon Workers Need to Do After Getting Hurt on the Job
Shoulder injuries are among the most common workplace injuries in Iowa. Whether caused by a single traumatic event or by repeated strain from job duties, a shoulder injury sustained while performing a task at work entitles an injured worker to pursue workers' compensation benefits. Knowing what steps to take immediately after the injury is critical to protecting your claim.
Step One: Seek Medical Attention Right Away
The very first thing any injured worker should do after sustaining a shoulder injury at work is seek medical attention. This may mean going to the on-site first aid team, visiting an emergency room, or seeing a doctor or specialist. Getting prompt medical care accomplishes two important things: it starts you on the path to recovery, and it creates official medical documentation of your injury that will be essential when pursuing workers' compensation benefits.
Step Two: Report the Injury to Your Employer
After receiving medical care, notifying your employer is the next most important step. Under Iowa Workers' Compensation Law, Section 85.23, the law requires that the employer have notice of the employee's injury within 90 days of the incident. The sooner you report the injury, the better. Waiting too long or failing to notify your employer within the 90-day window puts your eligibility for benefits at serious risk. Do not assume your employer already knows. Put the notification in writing when possible to create a clear record.
Step Three: Document Everything About Your Injury
Thorough documentation is one of the most powerful tools a worker has when pursuing a workers' compensation claim. After a shoulder injury on the job in Mount Vernon, make sure to keep a detailed record of the following:
- When the injury occurred
- Where the injury occurred
- What you were doing when the injury happened
- Why you were performing that task at the time
- All medical information related to the injury, including diagnoses, treatment plans, and prescriptions
- Notes from the conversation you had with your employer when you reported the injury
- Any other information connected to your injury and recovery
This record may prove essential in substantiating your claim and ensuring you receive the full benefits you are entitled to under Iowa law.
Step Four: File a Workers' Compensation Claim
The majority of employees in Iowa are covered by workers' compensation insurance in the event of a work-related injury. A shoulder injury that results from employment activities is covered under Iowa workers' compensation. After reporting your injury to your employer, a report of injury should be filed and forwarded to a claims management service. If the claim is approved, benefits will begin. If it is denied, you will receive written notice and should contact an attorney without delay.
Workers' Compensation Benefits Available to Injured Workers in Mount Vernon
Iowa workers' compensation provides injured employees with two primary categories of benefits when a qualifying work injury occurs. Understanding what is available can help workers know whether they are receiving everything they are owed.
Medical Benefits
Medical benefits under Iowa workers' compensation cover all injury-related costs. For workers who have suffered a calcaneus fracture, humerus fracture, or serious shoulder injury, this can include emergency treatment, surgical procedures, hospitalization, physical rehabilitation, and any ongoing care required during recovery. To qualify for workers' compensation benefits, the injury must have occurred within the scope of employment.
Disability Benefits
When an injury prevents a worker from returning to work, disability benefits provide partial wage replacement during the period of recovery. These benefits are designed to help injured workers and their families manage financially while the employee is unable to work. When the effects of a workplace injury are permanent and continue to limit the worker's ability to earn, permanent disability benefits may also be recoverable.
When a Workers' Compensation Claim Is Denied
Not every valid workers' compensation claim is approved on the first attempt. Claims can be wrongly denied for a variety of reasons, and when that happens, injured workers have the right to appeal. Unfortunately, navigating the appeals process without legal representation can be difficult. Insurance carriers and employers have experienced teams working to minimize what they pay out, and an injured worker going it alone is at a distinct disadvantage.
If your claim has been denied or if you believe you are not receiving all of the benefits you are entitled to under Iowa law, consulting with an experienced workers' compensation attorney is the right next step. An attorney can review the specific circumstances of your injury, explain your rights and options, help you gather the documentation your case requires, and represent you through the appeals process if necessary. The law is designed to protect injured workers, and having knowledgeable legal counsel on your side helps ensure that protection is actually applied to your situation.
Getting Legal Assistance In Mount Vernon
Navigating the complexities of Iowa workers' compensation laws can be daunting, especially during the recovery process from a workplace injury. Seeking guidance from a seasoned Mount Vernon Workers' Comp attorney is invaluable in ensuring your rights are protected and maximizing your chances of a favorable outcome.
Legal professionals play a pivotal role in gathering evidence, preparing documentation, and advocating for your interests throughout the claims process. Don't risk missing out on the compensation you deserve – enlist the support of a qualified attorney to navigate the complexities with confidence.
The Iowa Workers' Compensation attorney team at Walker, Billingsley & Bair know the importance of protecting your work injury claim from the get-go. That's why we provide this FREE book; Iowa Workers' Compensation - An Insider's Guide to Work Injuries: 7 Deadly Mistakes To Avoid If You Are Hurt At Work. To learn more about what our legal team will do to help you protect your Iowa work injury claim, contact Walker, Billingsley & Bair to schedule a no-cost consultation - 641-792-3595.