• Pleasant Hill Truck Accident Injury Attorneys
  • Phone: 641-792-3595
  • Directions

Across the vast domain of highway systems, trucking accidents can create considerable disturbances, often causing severe injuries for those affected. In such turbulent scenarios, trucking injury lawyers act as steadfast supporters, offering guidance and direction to survivors. These legal experts are adept at handling the intricate field of trucking laws and regulations.

Semi Truck Accidents: Insurance Companies, Damages, Liability

Semi truck accidents in Iowa can lead to significant medical expenses, lost wages, and complex legal battles. Understanding the process of seeking damages, determining liability, and navigating insurance company tactics is essential for anyone involved in such accidents. This comprehensive guide aims to provide a clear overview of these aspects, offering practical advice and legal insights.

Seeking Damages After an Iowa Semi Truck Accident

When involved in a semi truck accident in Iowa, your first step should be to contact an experienced Iowa truck accident lawyer. Filing a truck accident claim with the responsible insurance company is crucial to securing financial restitution. However, dealing with insurance adjusters can be challenging.

Common Tactics by Insurance Adjusters:

1. Underestimating Claim Value: Adjusters may offer settlements that do not fully cover your damages.
2. Delaying Investigations: Prolonging the investigation to frustrate you into accepting a lower settlement.
3. Downplaying Injuries: Using their own medical professionals to argue that your injuries are not as severe or are pre-existing conditions.

If the insurance company refuses to offer a fair settlement, you may need to pursue compensation through an Iowa truck accident lawsuit. An experienced lawyer can represent your interests in court, ensuring you receive the compensation you deserve.

Determining Liability After an Iowa Truck Accident

In an Iowa truck accident lawsuit, proving the defendant's negligence is key to securing compensation. Multiple parties may be liable for the accident, including:

- The truck driver
- The trucking or shipping company
- The safety director of the company
- The vehicle inspector
- The manufacturer of the truck

An Iowa truck accident lawyer can thoroughly investigate your case to determine liability, allowing you to focus on recovery.

Common Types of Fatal Semi Truck Accidents

Semi truck accidents can have devastating consequences due to the size and weight of these vehicles. The five most common types of fatal truck accidents are:

1. Underride Accidents: Smaller vehicles drive underneath large trucks.
2. Override Accidents: Larger trucks drive over smaller vehicles, motorcycles, or pedestrians.
3. Jackknife Accidents: A semi's trailer folds into the truck when brakes are suddenly applied.
4. Head-on Collisions: Direct collisions with oncoming traffic.
5. Rollovers: Trucks overturn, often due to sudden maneuvers or improper loading.

Filing a Truck Accident Claim for Falling Cargo

Accidents caused by falling cargo, known as unsecured load accidents, are unfortunately common. Victims can file a truck accident claim even if the truck itself did not physically crash into another vehicle. Truck drivers and companies have a responsibility to secure their cargo properly.

Determining Liability in Unsecured Load Accidents:

- Truck Driver: If they loaded the cargo improperly.
- Trucking Company: If the cargo was loaded by an employee.
- Third-Party Loaders: If an external party loaded the cargo.
- Product Defects: If a defect in the trailer led to the cargo spilling.

Truck Company Negligence for Poor Commercial Truck Maintenance

Poor maintenance of commercial trucks can lead to severe accidents. The Federal Motor Carrier Safety Administration (FMCSA) regulates the trucking industry, including vehicle maintenance. When a truck company's negligence in maintaining their vehicles leads to an accident, they can be held liable for damages.

Common Equipment Problems Due to Poor Maintenance:

- Brake Failure: Worn-out brakes can prevent the truck from stopping.
- Jackknifing: Depowered or removed front brakes cause the trailer to fold.
- Tire Blowouts: Worn or improperly inflated tires can lead to loss of control.
- Lighting Issues: Non-functioning lights reduce visibility.
- Trailer Attachment Failures: Improperly attached trailers can detach or swing out of control.

Recoverable Damages in Truck Accident Claims

Victims of truck accidents caused by company negligence may be entitled to compensation for:

- Medical expenses (ambulatory services, hospitalization, follow-up visits, medication, physical therapy, and future medical costs)
- Lost income (due to recovery time or disability affecting job performance)
- Property damage (vehicle repairs or replacement)
- Physical and emotional suffering (pain and suffering, disability, disfigurement, reduced quality of life, mental anguish, PTSD)

Contacting Walker, Billingsley & Bair

At Walker, Billingsley & Bair, our team is committed to ensuring you receive the compensation you deserve. We handle all injury cases on a contingency fee basis and manage all necessary documentation and communications.

Walker, Billingsley & Bair is prepared to act fast to defend your rights after a truck accident in Iowa. Contact our office at 641-792-3595 to speak with an attorney.