Spencer Workers Compensation Attorneys

After a workplace injury, the legal process can become a confusing labyrinth, leaving you feeling lost and unsure. Our workers' compensation attorneys are ready to assist. With our team's steadfast dedication and expertise, we are committed to upholding the rights of injured workers. We meticulously advocate for you, ensuring fair treatment and the compensation you're entitled to, so you can focus on getting better.

Guide to Work Injuries: How to Avoid 7 Costly Mistakes

Work injuries can be devastating, not just physically but also financially. Understanding your rights and the benefits available to you under Iowa law is crucial to avoid costly mistakes that could result in the loss of thousands of dollars. Our guide provides essential information to help you navigate the complexities of workers’ compensation and ensure you receive the benefits you deserve. Additionally, we offer a free book packed with valuable insights from experienced attorneys who have represented hundreds of injured Iowans.

Why Offer a Free Book?

Our attorneys have witnessed numerous clients make preventable mistakes due to a lack of proper information. By offering this book for free, we aim to educate injured workers before they make decisions that could cost them dearly. Many attorneys require appointments to share the information contained in our book, but we believe in making this knowledge readily accessible to all.

Guarantee

We are confident that our book will help educate you. If you have been hurt at work and do not learn at least one thing from our book, let us know, and we will donate $1,000 to your charity of choice.

Workers’ Compensation Benefits in Iowa for Loss of Limb and Loss of Digit

Types of Loss of Limb

1. Traumatic Amputation: Complete or partial loss of a limb due to an injury.
2. Functional Impairment: Permanent disability resulting in a functional impairment rating for the affected limb.

Scheduled Member Injury Categories

- Arm: Up to 250 weeks of benefits for complete amputation. A 10% impairment equals 25 weeks of benefits.
- Hand: Up to 190 weeks for complete loss. A 20% impairment equals 38 weeks.
- Leg: Up to 220 weeks. A 15% impairment equals 33 weeks.
- Foot: Up to 150 weeks. A 30% impairment equals 45 weeks.
- Fingers:
  - Thumb: 60 weeks
  - 1st Finger: 35 weeks
  - 2nd Finger: 30 weeks
  - 3rd Finger: 25 weeks
  - 4th Finger: 20 weeks

Important Considerations

Before settling a loss of limb case, consult a qualified Iowa workers’ compensation attorney. Questions to consider include:

1. Previous Injuries: Have you had injuries to other limbs? The Second Injury Fund may provide additional compensation.
2. Mental Health Issues: Depression, anxiety, PTSD, and other mental health issues may entitle you to more compensation.
3. Complex Regional Pain Syndrome (CRPS): This severe condition may warrant higher compensation.
4. Additional Injuries: Problems with other body parts resulting from altered gait or other issues.
5. Multiple Limb Injuries: Injuries to three or more limbs may entitle you to industrial disability benefits.
6. Bilateral Injuries: Injuries to both hands, arms, legs, or eyes may qualify you for additional compensation.

Learn About the Injured Workers Bill of Rights

Iowa law has protected injured workers since 1913. Here are the first four of your ten basic rights:

1. Payment of Medical Care Including Mileage

- Medical Expenses: Your employer or their insurance company must cover your medical treatment. If your claim is denied, you may seek treatment from other providers at their expense once the injury is confirmed as work-related.
- Mileage Expenses: You are entitled to reimbursement at the rate of $.545 per mile for travel to medical appointments.

2. Money for Permanent Disability

If your injury results in permanent disability, you are entitled to compensation based on the nature and extent of your disability and your average weekly earnings before the injury. Permanent restrictions can also entitle you to additional compensation.

3. Right to Refuse Medical Care

You can refuse any medical procedures or treatments. However, refusing recommended treatments like surgery may impact your case.

4. Weekly Benefit Checks While You Recover and Cannot Work

You will receive weekly benefit checks during your recovery period. These benefits include:

- Temporary Total Disability (TTD): Payments when you are completely unable to work.
- Temporary Partial Disability (TPD): Payments when you can work less than 40 hours per week.

Rate Calculation

Your weekly benefit rate is based on your average earnings before the injury, your marital status, and the number of exemptions. This is multiplied by 80% of your spendable weekly earnings. It's crucial to verify that you are paid the correct rate, as errors can result in significant underpayment.

Getting Legal Assistance In Spencer

Navigating the complexities of Iowa workers' compensation laws can be daunting, especially during the recovery process from a workplace injury. Seeking guidance from a seasoned Spencer Workers' Comp attorney is invaluable in ensuring your rights are protected and maximizing your chances of a favorable outcome.

Legal professionals play a pivotal role in gathering evidence, preparing documentation, and advocating for your interests throughout the claims process. Don't risk missing out on the compensation you deserve – enlist the support of a qualified attorney to navigate the complexities with confidence.

The Iowa Workers' Compensation attorney team at Walker, Billingsley & Bair know the importance of protecting your work injury claim from the get-go. That's why we provide this FREE book; Iowa Workers' Compensation - An Insider's Guide to Work Injuries: 7 Deadly Mistakes To Avoid If You Are Hurt At Work. To learn more about what our legal team will do to help you protect your Iowa work injury claim, contact Walker, Billingsley & Bair to schedule a no-cost consultation - 641-792-3595.